MCA Relief (“MCA Relief,” “we,” “us,” or “our”) operates the website https://mca-relief.com and provides merchant cash advance debt restructuring, debt settlement, debt relief, debt negotiation, debt consolidation, financial counseling, and strategic financial rehabilitation services to business clients across the United States from our office at 56 Hammond Road, Glen Cove, New York 11542.
This Privacy Policy describes how we collect, use, share, and protect information when you visit our website, complete our intake or savings quote forms, contact us by phone or email, schedule a consultation, retain our services, or otherwise interact with our business. It applies to all visitors, prospective clients, clients, business owners, authorized representatives, and partners.
By accessing our website, submitting any form, calling us, emailing us, or engaging our services, you confirm that you have read, understood, and accepted this Privacy Policy in its entirety, and you consent to the practices described herein. If you do not agree with any part of this Privacy Policy, do not use our website or services.
MCA Relief is a strategic financial rehabilitation firm focused on assisting businesses that have taken on merchant cash advance (“MCA”) financing and require restructuring, negotiation, settlement, consolidation, or other relief options. We are accredited by the American Fair Credit Council (AFCC) and maintain an A rating with the Better Business Bureau (BBB).
We collect information that is necessary to evaluate your eligibility, deliver our services, comply with applicable laws and regulations, and operate our business. The categories of information we collect are described below.
When you complete our Instant Savings Quote, intake, consultation request, contact form, or otherwise communicate with us, we collect:
If you proceed to engagement, we collect financial, business, and transactional information necessary to evaluate, negotiate, restructure, settle, or otherwise resolve your debt obligations. This may include:
When you visit https://mca-relief.com, we and our service providers may automatically collect:
We may receive information about you from:
We use the information we collect for the following purposes:
We do not sell your personal information. We share information only as necessary to deliver our services, operate our business, comply with our legal obligations, and protect our rights. The categories of recipients include:
MCA Relief does not sell, rent, or trade your personal information to third parties for their own marketing purposes. We do not share telephone numbers, email addresses, or mobile opt-in data with third parties for marketing purposes. Sharing for the operational, legal, regulatory, and service-delivery purposes described in Section 4 is not a sale.
Our website uses cookies and similar tracking technologies for essential operation, language and form-state preferences, analytics, and marketing measurement. Tags are managed through Google Tag Manager (container ID GTM-NJ4PD4Z). For details on the cookies we use, please review our separate Cookies Policy.
When you submit our intake or contact form and select the marketing communication checkbox, or otherwise provide your telephone, wireless number, or email and consent to receiving communications, you expressly agree to receive marketing and informational calls, texts, and emails from MCA Relief and our authorized partners using the contact details you have provided, including by automatic telephone dialing systems, prerecorded or artificial voice messages, and SMS/MMS text messages, in accordance with the Telephone Consumer Protection Act (TCPA), the Federal Communications Commission rules, the FTC Telemarketing Sales Rule (16 CFR Part 310), and the CAN-SPAM Act.
Your consent is not required as a condition of obtaining any product or service from us. Message and data rates may apply, and message frequency varies.
You may opt out of marketing text messages at any time by replying STOP to any marketing text you receive from us. You may opt out of marketing calls by informing the caller, or by contacting us using the details in Section 16. You may still receive transactional, service-related, and legally required communications relating to your engagement and account even after opting out of marketing.
You may opt out of marketing emails at any time by clicking the unsubscribe link in any marketing email or by contacting us. We will continue to send you transactional and service-related emails relating to your account, engagement, and matter.
We retain information for as long as necessary to provide our services, comply with our legal, regulatory, tax, and accreditation obligations, defend against and pursue claims, and otherwise operate our business:
Information no longer needed is securely deleted or anonymized.
Depending on your state of residence and applicable law, you may have the following rights with respect to personal information we hold about you:
California, Virginia, Colorado, Connecticut, Utah, Texas, Oregon, Montana, Iowa, Delaware, New Jersey, New Hampshire, Tennessee, Minnesota, Maryland, and other states have specific privacy laws that may grant additional rights. Where applicable, we will respond to verified requests in accordance with those laws. Requests may be submitted using the contact details in Section 16. We may need to verify your identity before responding.
We may decline or limit any request to the extent permitted by law, including where the request is excessive, unfounded, conflicts with our legal, regulatory, accreditation, or contractual retention obligations, or would prejudice the rights of others or the integrity of an ongoing matter, negotiation, settlement, or proceeding.
Nothing on our website, in our communications, or in this Privacy Policy constitutes tax, legal, investment, accounting, credit-counseling, or financial advice. Information provided is for general informational purposes only. Engagement of MCA Relief does not establish an attorney-client relationship except where you have separately and expressly retained our affiliated law firm under a written engagement agreement. Results vary, outcomes are not guaranteed, and prior client outcomes referenced on our website or in our marketing are not a guarantee or prediction of the outcome of any future matter. Debt settlement and restructuring may have credit, tax, and legal consequences, including possible income tax liability on forgiven debt; you are responsible for consulting independent advisors regarding such consequences.
We implement reasonable administrative, technical, and physical safeguards designed to protect personal information against unauthorized access, alteration, disclosure, loss, or destruction. These include access controls, password protection, encryption of payment transactions through our payment service providers, secure storage of physical and electronic records, restricted internal access, and staff confidentiality obligations.
Notwithstanding our safeguards, no system or transmission is completely secure. You acknowledge that you submit information to us at your own risk and that, to the fullest extent permitted by law, we disclaim liability for unauthorized access, interception, or use of information that occurs despite our reasonable security measures.
Our services are intended only for business owners, officers, and authorized representatives of legal age. We do not knowingly collect personal information from anyone under the age of 18. If we learn that we have collected information from a minor without parental consent, we will delete it. If you believe a minor has provided us with information, contact us using the details in Section 16.
Our website contains links to third-party websites and platforms, including Facebook, Twitter (X), Instagram, Pinterest, LinkedIn, Google Maps, and our affiliated law firm at krllp.net. These platforms have their own privacy policies and practices, and we are not responsible for them. We encourage you to review the privacy practices of any third-party platform before sharing information with it.
We may amend, modify, update, or replace this Privacy Policy at any time at our sole discretion to reflect changes in our practices, technology, services, or applicable law. The most current version is always available on our website at https://mca-relief.com and supersedes any prior version. Your continued use of our website or services after any change constitutes your full acceptance of the updated Privacy Policy. You are responsible for reviewing this Policy periodically. We are under no obligation to notify you individually of any change.
This Privacy Policy is governed by and construed in accordance with the laws of the State of New York, without regard to conflict-of-laws principles, except to the extent that federal law or the laws of your state of residence preempt or supplement these provisions. Any claim, dispute, or proceeding of any kind arising out of or relating to this Privacy Policy shall fall under the exclusive jurisdiction of the state and federal courts located in Nassau County, New York, and you irrevocably submit to that jurisdiction.
If you have any questions about this Privacy Policy or wish to exercise any rights described in this Policy, please contact us:
MCA Relief
56 Hammond Road, Glen Cove, New York 11542
Phone: 516-863-3763
Email: info@mca-relief.com
Hours: Monday – Friday, 8:00 AM – 5:00 PM PST
We are committed to resolving any questions or concerns directly. We ask that you contact us first using the details above so that we can address your matter promptly and in good faith.
MCA Relief helps businesses restructure merchant cash advance obligations into manageable, revenue-aligned repayment plans without reducing the contracted balance.
