Mezzanine &  Standby Capital

Fill a funding gap without adding another MCA draft.

Since 2022 - Hundreds of Funding Needs Reviewed

We help business owners review MCA pressure, bank capacity, and private-credit options before taking another short-term advance

35 + Years in Structured Finance

Our team reviews cash flow, senior debt, collateral, covenants, and repayment capacity before presenting funding options.

Coast‑to‑Coast Capital Network

We work with private-credit groups and specialty lenders that may consider subordinated or standby funding requests.

What Is Mezzanine / Standby Capital?

Mid-level funding that sits between bank debt and equity

Mezzanine capital is typically subordinated financing that sits behind senior debt and ahead of common equity in the capital stack. It may be structured as subordinated debt, preferred equity, or another private-credit facility, depending on lender approval, senior-lender consent, covenants, and cash flow.

Book a Request An Appointment today and review whether mezzanine or standby capital fits your current funding need.

When Ignoring Cash Gaps Backfires

Stretching payables or taking another MCA can create supplier pressure, overdrafts, and heavier repayment strain.

What to Watch Out For

Supplier Strain

Late payments can affect vendor terms, order priority, and account relationships.

Payroll Pressure

Cash shortages can put wages, staffing plans, and employee morale at risk.

Emergency MCAs

Short-term advances may solve an immediate gap while creating heavier repayment pressure later

Growth Stall

A lack of working capital can delay hiring, inventory, marketing, or expansion plans.

How We Fund the Gap

Analyse the Need

We review the shortfall, current debt, cash flow, and purpose of funds.

Source Term Sheets

Qualified lenders may outline proposed rates, terms, fees, covenants, and repayment conditions.

Term Review

We review payment timing, subordination language, covenants, fees, and any equity-linked features.

Co-Lender Coordination

When senior debt exists, we help review consent needs and intercreditor requirements

Our 4‑Step Mezz‑Capital Process

Here’s how we review funding needs and work toward a structured capital option

01.

Free Funding Assessment

We review financials, existing debt, MCA balances, and the purpose of the requested capital.

01.

Lender Match

Best-fit funding sources review the file and indicate whether the request fits their criteria.

02.
03.

Closing & Disbursement

If approved, documents are reviewed, signed, and funds are released according to the agreement.

01.

Post Funding Support

We help track payment terms, covenant dates, and future refinance or payoff options.

04.
Bridge the gap without daily MCA drafts

Benefits of Mezzanine / Standby Capital

Mezzanine or standby capital may help fill the space between senior debt and equity without adding another MCA repayment schedule.

Ready to Fill Your Capital Gap?

Request An Appointment

Book A Call

Frequently Asked Questions

Mezzanine / Standby Capital FAQs

Five questions business owners often ask before choosing mezzanine or standby capital.

Requirements vary by lender, but most review EBITDA, debt-service coverage, leverage, cash-flow history, and repayment capacity