MCA Relief — Strategic Financial Rehabilitation

Cookies Policy

This Cookies Policy explains how MCA Relief (“MCA Relief,” “we,” “us,” or “our”) uses cookies and similar tracking technologies on our website at https://mca-relief.com (the “Site”).

This Cookies Policy should be read together with our Privacy Policy and our Terms and Conditions, which together govern your use of the Site. By using our Site, you confirm that you have read and accepted this Cookies Policy and you consent to our use of cookies as described below, except where you have adjusted your preferences as set out in this Policy. If you do not agree, you must not use our Site.

1. What Are Cookies?

Cookies are small text files that a website places on your computer, smartphone, tablet, or other device when you visit. They help the website function properly, remember your preferences, and provide information to the site owner about how the site is being used.

In addition to cookies, websites use related technologies such as pixel tags (also called web beacons), local storage, session storage, browser fingerprinting techniques, and tracking scripts. In this Cookies Policy, the term “cookies” refers collectively to all of these technologies.

First-Party vs. Third-Party Cookies

First-party cookies are set by the website you are visiting (in this case, our Site). Third-party cookies are set by other domains, typically by service providers we use for analytics, advertising, embedded content (such as Google Maps), and social media integrations.

Session vs. Persistent Cookies

Session cookies are temporary and are deleted when you close your browser. Persistent cookies remain on your device for a set period of time or until you delete them.

2. Why We Use Cookies

We use cookies to:

  • Operate the Site and core functionality: ensure pages load correctly, the Instant Savings Quote form and Schedule A Request An Appointment form work, and your session is maintained as you navigate our services
  • Remember preferences: your cookie consent choices and form state
  • Understand how visitors use our Site: so we can improve content, navigation, and the overall experience for business owners researching debt-relief options
  • Measure marketing performance: understand which advertising campaigns and channels (Google, Facebook, Instagram, Pinterest, LinkedIn) are most effective
  • Display embedded content: including Google Maps showing our Glen Cove, New York office, and social media icons
  • Protect against abuse: detect spam form submissions, automated bots, fraud, and security issues

3. Categories of Cookies We Use

a. Strictly Necessary Cookies

These cookies are essential for the Site to function. They allow you to navigate pages, submit our intake and consultation forms, and use core features. They do not track you across other websites and are not used for marketing.

Cookie / Technology

Purpose

Duration

WordPress / Elementor session cookies

Maintain your session as you navigate the Home, About Us, Our Services, Instant Savings Quote, Partner With Us, Media & Articles, and Contact Us pages, and preserve form state on the intake forms.

Session

Form security tokens (CSRF / nonce)

Protect the Instant Savings Quote form, Schedule A Request An Appointment form, Contact Us form, and search bar from cross-site request forgery and automated abuse.

Session

Cookie consent record

Remember your cookie preferences so you are not asked again on every visit.

Up to 12 months

Load balancing

Distribute traffic across servers so the site loads reliably.

Session

 

b. Analytics and Performance Cookies

These cookies help us understand how visitors interact with our Site in aggregate form. Our Site uses Google Tag Manager (container ID GTM-NJ4PD4Z) to manage analytics tags.

Cookie / Technology

Purpose

Duration

Google Tag Manager (GTM-NJ4PD4Z)

Container that manages our analytics and marketing tags. Does not itself collect data, but loads the tags listed below.

Session

Google Analytics (_ga, _gid, _gat, _ga_*)

Measure visitor traffic, page views, time on page, services pages browsed, referral sources, and overall site performance to help us improve our service.

Up to 24 months

Site verification cookies

Allow Google Search Console to verify ownership of the domain and report search performance to us.

Persistent

 

c. Marketing and Advertising Cookies

These cookies are used to make our advertising more relevant and to measure the effectiveness of our campaigns. They may track your activity across websites and may be set by us or by our advertising partners.

Cookie / Technology

Purpose

Duration

Meta (Facebook) Pixel

Measure the effectiveness of our advertising on Facebook and Instagram and reach business owners who have visited our site.

Up to 13 months

Google Ads conversion tracking

Measure the effectiveness of our Google Ads campaigns and deliver relevant ads across the Google network.

Up to 13 months

Pinterest tag (if active)

Measure performance of our Pinterest content and advertising.

Up to 13 months

Twitter / X pixel (if active)

Measure performance of our Twitter / X content and advertising.

Up to 13 months

 

d. Functional and Embedded Content Cookies

These cookies enable enhanced features on our Site, including embedded maps and social media integrations. They are typically set by the third-party platforms providing the content.

Cookie / Technology

Purpose

Duration

Google Maps

Display our office location at 56 Hammond Road, Glen Cove, New York 11542 on the Contact Us page and provide directions.

Varies (set by Google)

Elementor and Google Fonts

Allow our site builder and typography to render correctly across browsers and devices.

Session and up to 12 months

Social media icons (Facebook, Twitter/X, Instagram, Pinterest, LinkedIn)

Power the social icons in the header and footer. These platforms may set their own cookies if you click through or if their embedded scripts load.

Varies (set by each platform)

Click-to-call links

Enable our 516-863-3763 phone links to open your device’s dialer.

Session



4. Third-Party Cookies and Services

Some cookies on our Site are set by third-party service providers we use. These third parties have their own privacy and cookie policies, which we encourage you to review:

  • Google (Analytics, Ads, Tag Manager, Maps, Fonts, Search Console): policies.google.com/privacy
  • Meta Platforms (Facebook, Instagram): facebook.com/privacy/policy
  • Twitter / X: twitter.com/en/privacy
  • Pinterest: policy.pinterest.com/en/privacy-policy
  • LinkedIn: linkedin.com/legal/privacy-policy

We do not control these third-party cookies, and the information collected through them is governed by the privacy policies of the respective providers. We are not responsible for the practices of these third parties.

5. How to Manage or Disable Cookies

a. Browser Settings

Most web browsers allow you to control cookies through their settings. You can typically configure your browser to:

  • Block all cookies
  • Block only third-party cookies
  • Delete cookies when you close your browser
  • Notify you when a cookie is being set

Instructions for managing cookies in common browsers can be found here:

  • Google Chrome: support.google.com/chrome/answer/95647
  • Mozilla Firefox: support.mozilla.org/kb/cookies-information-websites-store-on-your-computer
  • Apple Safari: support.apple.com/guide/safari/manage-cookies-sfri11471/mac
  • Microsoft Edge: support.microsoft.com/microsoft-edge

Please note that if you disable cookies, certain features of our Site may not function properly. The Instant Savings Quote and Schedule A Request An Appointment forms may not submit correctly, and embedded maps may not display.

b. Opt-Out Tools for Advertising

You can opt out of personalized advertising from many providers using these industry tools:

  • Digital Advertising Alliance: optout.aboutads.info
  • Network Advertising Initiative: optout.networkadvertising.org
  • Your Online Choices: youronlinechoices.com
  • Google Ads Settings: adssettings.google.com
  • Meta Ad Preferences: facebook.com/adpreferences

c. Do Not Track Signals

Some browsers offer a “Do Not Track” (DNT) signal. Because there is no industry standard for how websites should respond to DNT signals, our Site does not currently respond to them. We honor cookie preferences you set through your browser and through any cookie banner displayed on the Site.

d. Global Privacy Control (GPC)

Where required by applicable state law, we honor Global Privacy Control (GPC) browser signals as a request to opt out of the sale or sharing of personal information. We do not sell personal information.

e. Mobile Device Settings

On mobile devices, you can usually limit ad tracking through your device settings:

  • iOS: Settings > Privacy & Security > Tracking, and Settings > Privacy & Security > Apple Advertising
  • Android: Settings > Google > Ads (the exact path may vary by device)

6. Cookies and Personal Information

Most cookies on our Site collect information that does not directly identify you, such as anonymous identifiers, device information, and browsing patterns. However, when combined with other information you provide (for example, completing our intake form with your name, business name, email, phone number, and debt amount), some cookie data may be associated with personal information. Where this is the case, we handle that information in accordance with our Privacy Policy and applicable U.S. federal and state laws.

7. Children’s Privacy

Our Site is intended only for business owners, officers, and authorized representatives of legal age, and is not directed to children under the age of 18. We do not knowingly use cookies to collect information from children. If you believe a child has provided information through our Site, please contact us so we can take appropriate action.

8. Changes to This Cookies Policy

We may update this Cookies Policy from time to time at our sole discretion to reflect changes in the cookies and technologies we use, our business practices, or applicable law. The most current version is always available on our website at https://mca-relief.com and supersedes any prior version. Your continued use of our Site after any change constitutes your acceptance of the updated Cookies Policy. You are responsible for reviewing this Policy periodically. We are under no obligation to notify you individually of any change.

9. Governing Law

This Cookies Policy is governed by and construed in accordance with the laws of the State of New York. Any matter arising out of or relating to this Cookies Policy or our use of cookies shall fall under the exclusive jurisdiction of the state and federal courts located in Nassau County, New York.

10. Contact Us

If you have any questions about this Cookies Policy or our use of cookies, please contact us:

MCA Relief

56 Hammond Road, Glen Cove, New York 11542

Phone: 516-863-3763

Email: info@mca-relief.com

Hours: Monday – Friday, 8:00 AM – 5:00 PM PST